Your financial future is safe with us. Get in touch and discover how our commitment to you can help realise your goals.

HUMPHRIES IFA

6 High Street
Thames Ditton
Surrey
KT7 0RY

 

    Let us unlock
    the mortgage maze

    Whether buying your first flat, the dream family home or refinancing your property portfolio, the mortgage market can seem like a minefield of confusing products. Let us unlock the mortgage maze to secure the best deal for you. No matter what your mortgage requirements are, our tailored, independent advice will help make them a reality.

     

    Call us today and we’ll work closely with you to develop a truly personal property strategy.

     

     

    IN BLACK AND WHTE

    • Genuinely independent mortgage advice
    • Specialist mainstream lenders who ‘like’ contractors
    • Competitive market leading rates
    • No restrictions for recently self-employed
    • Up to 5 times earnings multiplier
    • Interest only mortgages available
    • Earnings not restricted to small salary and dividends – we can use full annual contract value for affordability
    • Debt consolidation and home improvement with remortgages
    • Market leading Buy to Let solutions for landlords
    • Market leading fixed and variable rates

    Just a quick email to say thank you to you and your team for all your help with our mortgage. We moved to our new property last Tuesday. We were really happy with your service and will definitely use your company in the future.

    —First time buyer

    Thanks for all your help deciphering the emails and helping with the forms!

    —Remortgage

    Wooohoooooo!! We’ve completed!!!! Thank you so so much for all your help with this. We know that we must have been the most frustrating and complicated case for you guys, so thank you so much for sticking with us and being there every step of the way. We are so relieved it’s finally over and we can get started on making our house a home. You really have been so patient, kind and diligent and we can’t thank you enough.

    —Family home purchase

    CASE STUDIES

    Case Study 1

    Buy to Let remortgage

    Umbrella company contractor for 9 months, we found a lender with no minimum income requirement and were able to provide a new rate at less than 2%, saving our client over £400 per month.

    Case Study 2

    Residential remortgage with capital raising

    Limited company contractor wanted to replace their existing mortgage and raise a further £60k for refurbishments and loft extension. We were able to use their day rate income rather than having to wade through 3 years of accounts and so provide a better rate of interest.

    Case Study 3

    First time buyer

    Umbrella company contractor for only 3 months, we were able to base borrowing on their daily rate as they had been contracting via a limited company for the previous 2 years.

    MEET THE MORTGAGE TEAM

    Jaeson Humphries

    Managing Director

    With a wealth of financial planning experience, Jaeson provides exceptional financial advice helping our clients achieve their goals.

    jaeson@humphriesifa.co.uk

    Annie Wyatt

    Business Administrator

    With over 15 years’ experience in the industry, Annie has a wealth of knowledge that she applies to our clients’ requirements.

    annie@humphriesifa.co.uk

    Vikki Aylett

    Progression Manager

    Vikki brings an abundance of customer focus from a successful career in client management, which ranges across a number of sectors including Financial Services, Telcoms and Banking.

    vikki@humphriesifa.co.uk

    Hollie Waters

    Administrator

    Hollie joins the team from the personal banking world, having spent the last 3 and a half years focussing on client’s needs with the biggest Mutual Building Society in the land!

    hollie@humphriesifa.co.uk

    Turn your property dreams into reality, contact us today and find out how we can help.

    020 8390 9055
    info@humphriesifa.co.uk